Please find below some of the regular questions we get asked about how to invest in property.
We are always available for a one to one discussion if you want to know more or your personal question isn’t answered below.
Click a question below to expand:
"Ninety percent of all millionaires become so through owning real estate. The wage earner of today invests in real estate." - Andrew Carnegie, billionaire industrialist
As with any investment there is a risk that the value of your investment properties could reduce at certain points in time. This is historically proven to be a temporary challenge as property prices always increase over time and in the meantime you will still benefit from the rental income.
In our opinion - NO. You are actually getting a ROI through your ongoing rental income. It will also cost you more money to rebuy the same value asset once you account for Stamp Duty, Mortgages or finance for your next investment and Legal Fees on any future propery purchase.
Although we don’t recommend this, we have a number of private and institutional investors that will be able to complete a purchase of your property in 7 - 28 days.
Yes. In single class share dealing many amateurs make the mistake of ‘averaging down’ - when their shares in individual companies go down they buy more shares so that the average they have paid per share is reduced. We believe investing more in to a single company that is reducing in value is a risky strategy as that single company must turn it’s fortunes around before you benefit from a bounce back in share value.
We have increased our own property investment portfolios during downturns in the property market as we know higher market values will return due to supply and demand. Demand for residential property, investment property and property rentals is relentless and so we have bought with the confidence that we will get an ongoing income and increases in investment property values.
There are different benefits to each structure - many of our Landlords are now choosing to buy through Limited Companies so they can offset the interest on any borrowing against their rental income. During our discussion we will look at your personal goals and refer you to a tax specialist for advice if you require.